"English football's pyramid will be destroyed unless the game starts to plan for the financial impact of Covid-19 beyond the 2019-20 season, says Huddersfield owner Phil Hodgkinson.
Hodgkinson thinks as many as "50 or 60" clubs could go bust.
He says he is looking at a "worst-case scenario" of no fans allowed in stadiums for the 2020-21 season."
Has the club thought about offering a season ticket to watch games on the internet in 20/21 if crowds not allowed back. If so, what would people be prepared to pay and what would be likely take up and financial impact ?
So many unknowns !